Is Identity Theft Protection a Scam?

We know there are some people who wonder how legitimate identity theft protection really is and if it’s worth getting. Typically, they either don’t believe identity theft is truly a threat to them or that identity theft protection doesn’t really do anything. Unfortunately, these are often the same individuals that end up becoming victims to identity theft. We can tell you that identity theft is a real threat to just about everyone in the country, it happens to thousands of people every year from students to the elderly. So it goes without saying that identity theft protection is no scam, as long as you’re getting it through a reputable company. Identity theft protection can help minimize your chances of identity theft and provide you with the means to fully restore your identity and reputation should it ever occur.

Benefits of Identity Theft Protection

Obviously, identity theft protection can help stop identity theft from ever happening to you, but it also provides many other benefits. Read on if you’d like to know what identity theft protection can do for you and why it’s far from a scam:

• With identity theft protection your name is protected with additional layers of security, such as fraud alerts on all of your accounts and stopping the dozens of pre-approved credit cards you receive in the mail.
• Identity theft protection can provide you with a guarantee that if your identity should be stolen while enrolled, you’ll get all the help and resources you need to restore all of the damage done.
• As a way to let you monitor your own identity and credit on your own, you’ll receive free credit reports from all of the major credit bureaus every year.
• One of the most common ways identity theft occurs is when you misplace or have your wallet or purse stolen. These contain valuable personal information, but with identity theft protection, all you have to do is alert your service provider and they can put holds on your accounts and replace everything that was lost.

Additional Resources:

• http://www.privacyrights.org/identity.htm
• http://www.equifax.com/credit-information/identity-theft