Identity Theft Protection Services

Our ID theft protection service can be broken down into six simple steps. When you sign up for identity theft insurance, we will take the following actions to safeguard your identity:

1. Fraud alerts are set with the credit bureaus. The first step your ID theft insurance company will take to prevent identity theft is contact the credit bureaus to set fraud alerts on your behalf. Because we can do this via an automated system, the alerts are usually set in less than an hour. A fraud alert helps prevent ID theft by making it extraordinarily difficult for other parties to do anything to your credit without your permission. A fraud alert forces anyone wishing to do anything with your credit to call you to verify the identity of the person who initiated the transaction.
    
2. We reset the fraud alerts every 90 days. We will continue to reset your fraud alerts every 90 days to prevent identity theft until you tell us otherwise. Unless you want us to stop or your circumstances change, fraud alerts will be automatically renewed.
    
3. The junk mail stops. The third step of our identity theft protection service involves removing your name from credit card pre-approval and junk mail lists. We will even renew the removal requests for you as they expire. This helps prevent you from becoming an ID theft victim by eliminating a source of information commonly targeted by identity thieves—junk mail. In a few weeks, you will stop receiving junk mail altogether. Many of our customers regard this convenience alone as worth the cost.
    
4. Assistance with lost or stolen wallets/purses. Most identity theft victims have their information compromised as a result of theft. For this reason, we offer a no-hassle identity theft solution to lost or stolen wallets or purses. If your wallet or purse is ever lost or stolen, you can contact us at anytime, and we will contact all of your credit card companies, banks, and document-issuing companies. We will contact these companies to report identity theft, cancel the account, and complete the process requisite to replace the items you lost, including your credit/debit cards, checkbook, driver’s license, proof of insurance cards, and even your social security card. We offer these services for no additional charge.
    
5. We obtain your credit reports for you. Staying apprised of the information in your credit report is an effective way to prevent ID theft. Thus, once you become a customer, we will order your free annual credit reports from the credit bureaus and send them to you every year.
    
6. We protect you if identity theft occurs. If you become an identity theft victim while you are a client, we will spend up to $1,000,000 to make it right. That means we will hire the lawyers, investigators, accountants, and whatever other professionals you might require to restore your good name.